Roof Damage Insurance Claim Assistance

Looking for assistance to file a roof damage insurance claim? You can rely on the industry experience and expertise of the team at chandler roofing and construction. Filing a roof insurance claim for repair or replacement of a damaged roof isn’t something that building managers and homeowners do everyday.

The process involves regular follow-ups with the insurance company and adjusters, to ensure a comprehensive reimbursement that honors all elements in the roof damage insurance claim. If you are unsure of how to file a claim or the documents required – seek the assistance of the team at Chandler Roofing and Construction.

Helpful Hints for your Insurance Claim

After Adjuster Inspection

Once an adjuster has performed their inspection, they issue a proposal to the homeowner that should act as a guide for handling the claim. This is not a final settlement and in certain cases it is necessary to resubmit a counter proposal or call for a re-inspection if the type or scope of work differs significantly.

Limits On Policy Cancellation & Rising Rates

Your insurance company cannot cancel your policy or raise your rates for having to file a claim against your homeowner’s policy.

Be Cautious With Lower Estimates

Often, insurance carriers will ask you to get several estimates for roof repair or replacement. This is not necessarily in your best interest. Though there are certain contractors that can do work for less than the fair market price, often someone must cut corners somewhere to make a profit. The savings by accepting a lower than market value bid is not money that can be applied towards your deductible. The savings is passed on to the insurance company.

You do not have to have an estimate. It is your insurance company’s responsibility to send a licensed adjuster to you home to do an inspection.

We recommend that you have us come out and meet with your adjuster in case there is a disagreement on the damage or scope of work.